Medicare Advantage is an enhancement to the standard Medicare insurance plan, designed to provide additional benefits to Medicare beneficiaries. Many individuals have healthcare needs that incur high out-of-pocket costs, or are simply not covered through Medicare--that’s where Medicare Advantage steps in. If you elect to enroll in a Medicare Advantage Plan, you are technically still enrolled in Medicare Part A and B plans, however, Medicare will no longer pay your healthcare expenses–that cost will be shifted to your Medicare Advantage company. The Medicare Advantage Plan reduces the high costs not covered by having only basic Medicare Parts A and B. Medicare Advantage Plans offer coverage for healthcare needs such as:
- Vision/Eye Glasses
- Low Co-Pays
- Low Premiums
Our goal is to help you choose quality healthcare plans from insurance companies that fit your needs. If you qualify, we offer assistance for programs such as Pharmaceutical Assistance to the Aged and Disabled (PAAD), Programs of All-Inclusive Care for the Elderly (PACE) (government/state-based Prescription Drug Programs), as well as Medicaid for hospital stays and medical assistance. We also assist with the application process for programs such as Medicare Extra Help, New Jersey Senior Gold, Medicare Savings Program, and the Specified Low-Income Medicare Beneficiary (SLMB) Program, specifically a supplement plan for the Medicare part B premium.